Boswell Insurance Agency is an independent, multi-carrier insurance agency serving Aurora, Kentucky and the Kentucky Lake / Land Between the Lakes area from our office at 1051 N 16th St Ste D in Murray — about 35 minutes northeast on US-94 and KY-80. Owner Blake Boswell is a licensed Kentucky insurance agent who built this agency on one rule: service over sales. We quote Erie, Progressive, GEICO, and many more companies, which means you get the right policy for your lake home, your year-round residence, or your weekend cabin — not just the first quote that walks in the door. Whether you live in Aurora full-time, own a second home or cabin on Kentucky Lake, or run a lake-area business, we’d be honored to compete for your business.
Insurance Coverage We Write for Aurora & Kentucky Lake Residents
Lake Home & Cabin Insurance. Aurora is the heart of the Kentucky Lake recreation area, and lake property has its own set of issues — wind and hail exposure, water-line risk, dock and boathouse coverage, seasonal-occupancy underwriting, and replacement-cost on older cabins. We work with carriers who write lake property properly and won’t drop you the first time a storm rolls through.
Boat & Watercraft Insurance. Bass boats, pontoons, ski boats, jet skis, and houseboats. Standard auto policies don’t cover this, and bundling watercraft with the right home and auto carrier often saves real money. We’ll quote it correctly with the right liability limits, agreed-value coverage, and on-water towing.
Auto Insurance. Coverage for your daily driver, second vehicle, motorcycle, RV, boat, or classic car. We quote Erie, Progressive, GEICO, and many more companies to match your driving history, vehicle, and household.
Home Insurance. Beyond lake property, we write standard homeowners (HO-3), older home coverage (HO-8), condo (HO-6), rental property (DP-3), and renters policies for primary residences across the Aurora and Marshall County area.
Life Insurance. Term and whole life from top-rated carriers. The best time to lock in life insurance is when you’re young and healthy — we’ll walk you through the options without pressure.
Small Business / Commercial. General liability, BOP, workers’ comp, commercial auto, and cyber for Aurora-area marinas, lodges, restaurants, vacation rental owners, contractors, and professional offices. The lake economy depends on small operators — we’d be glad to be your insurance partner.
Why Choose an Independent Agent for Your Kentucky Lake Property?
Captive agents — the ones who work for a single company like State Farm, Allstate, or Farm Bureau — can only sell you that one company’s policies. That’s a particular problem for lake property, because not every carrier wants to write seasonal homes, dock liability, or cabins more than a certain distance from a fire hydrant. As an independent agency serving Aurora, KY, we represent 12+ carriers, which means:
- We can place lake property with carriers who actually want it. Some companies non-renew lake homes after one claim. We know which carriers stick with these risks and which ones don’t.
- When one carrier raises rates, we shop the others — your loyalty stays with us, not with whoever happens to be cheapest this year.
- We can match the carrier to your specific situation. Erie is excellent for clean-driving Marshall County families bundling home and auto. Progressive often fits prior-incident drivers better. GEICO can be a strong fit for younger drivers and certain auto profiles.
- Claims help comes from a person you know. If a storm rolls through and you have damage at your cabin, you call our office and Blake or Katie walks you through it. You’re not dialing a 1-800 number from a property you only visit on weekends.
- We’re here for the long haul. Boswell Insurance Agency is locally owned, operated, and accountable.
Serving Aurora and the Kentucky Lake / LBL Area
We write insurance across Aurora and the surrounding Kentucky Lake region, including:
- Aurora and the US-68 / KY-80 corridor
- Kentucky Lake shoreline properties from Kenlake to Jonathan Creek
- Fairdealing, Hardin, and the lake-adjacent communities in Marshall County
- The Land Between the Lakes (LBL) corridor and The Trace
- Vacation rental properties, cabins, and second homes around the lake
- Crossover into the Calloway County lake shore and the Trigg County side
If you live or own property anywhere in Marshall, Calloway, Trigg, or surrounding counties, we can write you.
How to Get a Quote from Boswell Insurance Agency
You have three ways to start:
- Call us: (270) 925-1524 — Monday through Friday, 9:00 AM to 5:00 PM Central. We answer.
- Online quote request: Secure Quote Request — takes 3 minutes; we’ll get back to you within one business day.
- Stop by: 1051 N 16th St Ste D, Murray, KY 42071. Walk-ins welcome. (We’re about 35 minutes from Aurora via US-94 and KY-80.)
Bring your current declarations page if you have one — that lets us match coverage apples-to-apples and tell you straight whether we can beat what you have or whether you’re already in the right place.
Frequently Asked Questions
Do you write insurance for Kentucky Lake property?
Yes. Lake homes, weekend cabins, boathouses, and seasonal property near Kentucky Lake and Land Between the Lakes are part of our normal book. We write through carriers who understand wind, water, and dock exposure on KY Lake — not just whoever’s cheapest on paper.
Can you insure my pontoon, ski boat, or houseboat?
Yes. We write watercraft policies including liability, hull / agreed-value coverage, and on-water towing. Bundling watercraft with the right home and auto carrier often saves real money — we’ll show you the math.
Do you write insurance for short-term vacation rentals on Kentucky Lake?
Yes — and this is one where you have to be careful. A standard homeowners policy almost certainly does NOT cover rental activity. We’ll quote you a proper landlord / short-term rental policy with the liability limits the lake-rental market actually needs.
Do you write farm or ranch insurance?
Not at this time. We focus on personal auto, home, life, and small business insurance. If you need a farm policy, we’d be happy to point you toward a Western Kentucky farm specialist.
Who is Blake Boswell?
Blake Boswell is the owner and a licensed Kentucky insurance agent. He founded Boswell Insurance Agency to offer Western Kentucky a faith-rooted, locally accountable alternative to captive and call-center agencies.
Is Boswell Insurance Agency a captive agent for one company?
No — Boswell Insurance Agency is an independent, multi-carrier insurance agency. We quote Erie, Progressive, GEICO, and many more companies, so we can shop the right fit for each client rather than being limited to one company’s policies.
Do you offer Erie Insurance in Aurora, KY?
Yes — Boswell Insurance Agency is an appointed Erie Insurance agency. Erie is one of our most-used carriers across Western Kentucky.
How much does lake home insurance cost?
Premiums vary widely based on the home’s age, distance to a hydrant, dock exposure, claims history, the carrier, and dozens of other factors. Send us your current declarations page and we’ll give you a straight answer on whether we can save you money or whether you’re already priced right.
Can I get a quote without obligation?
Yes. There’s no fee, no obligation, and no high-pressure follow-up if our quote isn’t a fit.
What are your office hours?
Monday through Friday, 9:00 AM to 5:00 PM Central. We respond to quote requests and messages outside hours on the next business day.
Other Western Kentucky Service Areas
Looking for insurance in a nearby Western Kentucky community? We serve clients across the region from our Murray office:
