Looking for a local independent insurance agent who serves Benton, Kentucky and Marshall County? Boswell Insurance Agency is just 15 minutes south on US 641, headquartered in Murray, KY — and we write insurance for Benton families, lake property owners, and small business owners every day. We quote Erie, Progressive, GEICO, and many more companies so we can match the right policy to your specific situation, not just hand you the only quote we’re allowed to sell.
Insurance Coverage We Write for Benton, KY Residents
Whether you live in Benton proper, out toward Kentucky Dam, on the lake, or anywhere in Marshall County, the coverage we write most often includes:
Auto Insurance. Daily-driver coverage, second vehicles, motorcycles, RVs, boats, and classic cars. We quote Erie, Progressive, GEICO, and many more companies to match your driving history and household. If you commute up to Calvert City or Paducah for work, or your teen is heading to Marshall County High School, we have a carrier for you.
Home Insurance. Standard homeowners (HO-3), older home (HO-8), condo (HO-6), rental property (DP-3), and renters. Benton has a real mix — historic homes around the courthouse square, newer subdivisions, rural acreage, and lake property — and different carriers price each type very differently. We’ll show you who fits your home best.
Kentucky Lake & Kentucky Dam Property Insurance. Lake homes near Kentucky Dam Village, weekend cabins, dock-adjacent property, and seasonal rentals around Kentucky Lake need carriers who understand wind, hail, water, and dock liability. We’ve written enough lake property to know which carriers will quote it fairly and which will run.
Life Insurance. Term and whole life from top-rated carriers. The best time to lock in life insurance is when you’re young and healthy — we’ll walk you through the options without pressure.
Small Business / Commercial. General liability, BOP, workers’ comp, commercial auto, and cyber for Benton contractors, retailers, restaurants, lake-tourism operators, and professional offices.
Why Benton Residents Choose an Independent Agency
Captive agents — the ones who only sell one company’s policies — can’t move you anywhere when that company raises rates. As an independent agency, Boswell Insurance Agency quotes Erie, Progressive, GEICO, and many more companies, which means:
- When one carrier raises rates, we shop the others. Your loyalty stays with us, not with whichever company happens to be cheapest this year.
- We match the carrier to your specific situation. Erie is excellent for clean-driving Benton families bundling home and auto. Progressive often fits prior-incident drivers better. GEICO can be a strong fit for younger drivers and certain auto profiles. Each client gets the right carrier, not the only one available.
- Claims help comes from a person you know. Call the office and Blake or Katie walks you through it. You’re not dialing a 1-800 number every time.
- Local and accountable. Murray is 15 minutes south of Benton on 641. We’re close enough to be your local agent, far enough to keep overhead low and rates competitive.
Serving Benton and All of Marshall County
We write insurance across Benton and the surrounding Marshall County area, including:
- Downtown Benton and the Marshall County courthouse square
- Kentucky Dam Village and the lake corridor
- Calvert City and the industrial corridor along I-24
- Hardin, Aurora, and the southern Marshall County area along US 641
- Gilbertsville, Briensburg, and Sharpe
- Palma, Possum Trot, and the rural eastern county
- Lake property anywhere from Kentucky Dam south to Aurora
If you live or own property anywhere in Marshall, Calloway, Graves, Lyon, Livingston, or McCracken County (KY), we can quote you.
How to Get a Quote
You have three easy options:
- Call us: (270) 925-1524 — Monday through Friday, 9:00 AM to 5:00 PM Central. We answer.
- Online: Secure Quote Request — takes 3 minutes; we get back to you within one business day.
- Stop by: 1051 N 16th St Ste D, Murray, KY 42071. We’re a short drive south on 641. Walk-ins welcome.
Bring your current declarations page — that lets us compare coverage apples-to-apples and tell you straight whether we can beat what you’ve got or whether you’re already in the right place.
Frequently Asked Questions
Is Boswell Insurance Agency located in Benton, KY?
Our office is 15 minutes south of Benton in Murray, KY at 1051 N 16th St Ste D — a short drive down US 641. We serve Benton, Marshall County, and the entire Kentucky Lake area as our normal book of business.
Do you write insurance for Kentucky Lake and Kentucky Dam properties?
Yes. Lake homes, weekend cabins, dock-adjacent properties, and seasonal rentals around Kentucky Lake and Kentucky Dam Village are part of our regular book. We work with carriers who understand wind, water, hail, and dock exposure.
Do you write Erie Insurance in Benton, KY?
Yes — we’re an appointed Erie Insurance agency. Erie is one of our most-used carriers for Marshall County families on auto, home, life, and business.
Do you write farm insurance?
Not at this time. We focus on personal auto, home, life, and small business insurance. If you need a farm policy, we’d be happy to point you toward a Western Kentucky farm specialist.
Can I get a quote without driving to Murray?
Absolutely. Call (270) 925-1524 or use the online quote request. We handle quotes by phone and email all the time — you only need to stop by if you want to sign in person.
How much does insurance cost in Benton, KY?
Premiums vary widely based on your home’s age, your driving history, the carrier, and dozens of other factors — there is no universal “Benton rate.” That’s exactly why we shop multiple carriers. Send us your current declarations page and we’ll tell you straight whether we can save you money or whether you’re already priced right.
What are your office hours?
Monday through Friday, 9:00 AM to 5:00 PM Central. We respond to quote requests and messages outside hours on the next business day.
Other Western Kentucky Service Areas
Looking for insurance in a nearby Western Kentucky community? We serve clients across the region from our Murray office:
