Boswell Insurance Agency is an independent, multi-carrier insurance agency serving Hardin, Kentucky and the surrounding Marshall County area from our office at 1051 N 16th St Ste D in Murray — about 20 minutes south on US-641. Owner Blake Boswell is a licensed Kentucky insurance agent who built this agency on one rule: service over sales. We quote Erie, Progressive, GEICO, and many more companies, which means you get the right policy for your home and your family — not just the first quote that walks in the door. Whether you live in downtown Hardin, out toward Aurora and Kentucky Lake, or on one of the rural roads between Hardin and Benton, we’d be honored to compete for your business.
Insurance Coverage We Write for Hardin Residents
Auto Insurance. Coverage for your daily driver, second vehicle, motorcycle, RV, boat, or classic car. We quote Erie, Progressive, GEICO, and many more companies to match your driving history, vehicle, and household. If you commute up US-641 to Benton or Paducah for work, drive teen drivers to Marshall County High School, or pull a boat to Kentucky Lake on weekends, we have a carrier for you.
Home Insurance. Standard homeowners (HO-3), older home coverage (HO-8), condo (HO-6), rental property (DP-3), and renters policies. Hardin’s housing stock runs from older farmhouses and craftsman bungalows in town to newer builds out on the county roads — and each one fits a different carrier. We’ll show you who’s the right match for your specific home.
Kentucky Lake Property Insurance. Lake homes, weekend cabins, and dock-adjacent property around Kentucky Lake and Land Between the Lakes need carriers that understand wind, hail, and water exposure. We work with carriers who write these properly — not just whoever’s cheapest on paper.
Life Insurance. Term and whole life from top-rated carriers. The best time to lock in life insurance is when you’re young and healthy — we’ll walk you through the options without pressure.
Small Business / Commercial. General liability, BOP, workers’ comp, commercial auto, and cyber for Hardin contractors, retailers, restaurants, and professional offices. The Marshall County lake economy supports a lot of small operators — we’d be glad to be your insurance partner.
Why Choose an Independent Agent in Hardin Over a Captive Agency?
Captive agents — the ones who work for a single company like State Farm, Allstate, or Farm Bureau — can only sell you that one company’s policies. If their rates go up, they can’t move you anywhere else without you firing them. As an independent agency serving Hardin, KY, we represent 12+ carriers, which means:
- When one carrier raises rates, we shop the others — your loyalty stays with us, not with whoever happens to be cheapest this year.
- We can match the carrier to your specific situation. Erie is excellent for clean-driving Marshall County families bundling home and auto. Progressive often fits prior-incident drivers better. GEICO can be a strong fit for younger drivers and certain auto profiles. Each client gets the right home, not the only home.
- Claims help comes from a person you know. If you have a claim, you call our office and Blake or Katie walks you through it. You’re not dialing a 1-800 number and explaining your situation to a stranger every time.
- We’re here for the long haul. Boswell Insurance Agency is locally owned, operated, and accountable. We see clients at the grocery store, at church, and at the kids’ ball games — that’s the kind of accountability that doesn’t exist with a faceless call center.
Serving All of Hardin and the Surrounding Area
We write insurance across Hardin and the surrounding Marshall County area, including:
- Downtown Hardin and the US-641 corridor
- The KY-80 / US-68 corridor toward Aurora and Kentucky Lake
- Briensburg and the road to Benton
- Aurora, Fairdealing, and the Kentucky Lake / LBL area
- Palma, Sharpe, and northern Marshall County
- The Calloway County line and the Dexter / Almo area
If you live or own property anywhere in Marshall, Calloway, Trigg, Graves, or Livingston County, we can write you.
How to Get a Quote from Boswell Insurance Agency
You have three ways to start:
- Call us: (270) 925-1524 — Monday through Friday, 9:00 AM to 5:00 PM Central. We answer.
- Online quote request: Secure Quote Request — takes 3 minutes; we’ll get back to you within one business day.
- Stop by: 1051 N 16th St Ste D, Murray, KY 42071. Walk-ins welcome. (We’re about 20 minutes from Hardin via US-641.)
Bring your current declarations page if you have one — that lets us match coverage apples-to-apples and tell you straight whether we can beat what you have or whether you’re already in the right place.
Frequently Asked Questions
Do you write insurance in Hardin, KY even though your office is in Murray?
Yes — Hardin and the surrounding Marshall County area are part of our regular service area. We handle everything by phone, email, and online; in-person visits are welcome at the Murray office.
Do you write farm or ranch insurance?
Not at this time. We focus on personal auto, home, life, and small business insurance. If you need a farm policy, we’d be happy to point you toward a Western Kentucky farm specialist.
Do you write insurance for Kentucky Lake property?
Yes. Lake homes, weekend cabins, and seasonal property near Kentucky Lake and Land Between the Lakes are part of our normal book. We write through carriers who understand wind, water, and dock exposure on KY Lake.
Who is Blake Boswell?
Blake Boswell is the owner and a licensed Kentucky insurance agent. He founded Boswell Insurance Agency to offer Western Kentucky a faith-rooted, locally accountable alternative to captive and call-center agencies.
Is Boswell Insurance Agency a captive agent for one company?
No — Boswell Insurance Agency is an independent, multi-carrier insurance agency. We quote Erie, Progressive, GEICO, and many more companies, so we can shop the right fit for each client rather than being limited to one company’s policies.
Do you offer Erie Insurance in Hardin, KY?
Yes — Boswell Insurance Agency is an appointed Erie Insurance agency. Erie is one of our most-used carriers for auto, home, life, and business policies across Western Kentucky, including Marshall County.
How much does insurance cost in Hardin, KY?
Premiums vary widely based on your home’s age, your driving history, the carrier, and dozens of other factors — there is no universal “Hardin rate.” That’s exactly why we shop multiple carriers. Send us your current declarations page and we’ll give you a straight answer on whether we can save you money or whether you’re already priced right.
Can I get a quote without obligation?
Yes. There’s no fee, no obligation, and no high-pressure follow-up if our quote isn’t a fit.
What are your office hours?
Monday through Friday, 9:00 AM to 5:00 PM Central. We respond to quote requests and messages outside hours on the next business day.
Other Western Kentucky Service Areas
Looking for insurance in a nearby Western Kentucky community? We serve clients across the region from our Murray office:
