Boswell Insurance Agency is an independent, multi-carrier insurance agency serving Hazel, Kentucky and the southern Calloway County / Tennessee state-line area from our office at 1051 N 16th St Ste D in Murray — about 15 minutes north on US-641. Owner Blake Boswell is a licensed Kentucky insurance agent who built this agency on one rule: service over sales. We quote Erie, Progressive, GEICO, and many more companies, which means you get the right policy for your home and your family — not just the first quote that walks in the door. Whether you live on Main Street near the Hazel Antique District, out toward the Tennessee line, or on one of the rural roads between Hazel and Murray, we’d be honored to compete for your business.
Insurance Coverage We Write for Hazel Residents
Auto Insurance. Coverage for your daily driver, second vehicle, motorcycle, RV, boat, or classic car. We quote Erie, Progressive, GEICO, and many more companies to match your driving history, vehicle, and household. Whether you commute up US-641 to Murray every day, drive into Paris, TN for work, or pick up rideshare and delivery work on the side, we have a carrier for you.
Home Insurance. Standard homeowners (HO-3), older home coverage (HO-8), condo (HO-6), rental property (DP-3), and renters policies. Hazel has one of the most historic main streets in Western Kentucky, with a lot of older homes that need carriers who actually understand pre-1960 construction. We’ll show you who’s the right match for your specific home.
Commercial Insurance for Antique Shops & Main Street Businesses. Hazel’s antique district draws shoppers from across the region. We write general liability, property, BOP, and commercial auto for antique malls, dealers, restaurants, salons, and the other small businesses that make Hazel what it is. Inventory coverage limits and replacement-cost valuations are where these policies get won or lost — we’ll walk you through them.
Life Insurance. Term and whole life from top-rated carriers. The best time to lock in life insurance is when you’re young and healthy — we’ll walk you through the options without pressure.
Small Business / Commercial. Beyond the antique district, we also write GL, BOP, workers’ comp, commercial auto, and cyber for Hazel-area contractors, retailers, and professional offices.
Why Choose an Independent Agent in Hazel Over a Captive Agency?
Captive agents — the ones who work for a single company like State Farm, Allstate, or Farm Bureau — can only sell you that one company’s policies. If their rates go up, they can’t move you anywhere else without you firing them. As an independent agency serving Hazel, KY, we represent 12+ carriers, which means:
- When one carrier raises rates, we shop the others — your loyalty stays with us, not with whoever happens to be cheapest this year.
- We can match the carrier to your specific situation. Erie is excellent for clean-driving Calloway County families bundling home and auto. Progressive often fits prior-incident drivers better. GEICO can be a strong fit for younger drivers and certain auto profiles. Each client gets the right home, not the only home.
- Claims help comes from a person you know. If you have a claim, you call our office and Blake or Katie walks you through it. You’re not dialing a 1-800 number and explaining your situation to a stranger every time.
- We’re here for the long haul. Boswell Insurance Agency is locally owned, operated, and accountable. We see clients at the grocery store, at church, and at the kids’ ball games — that’s the kind of accountability that doesn’t exist with a faceless call center.
Serving All of Hazel and the Surrounding Area
We write insurance across Hazel and the surrounding south-Calloway-County area, including:
- Downtown Hazel and the historic Main Street antique district
- The US-641 corridor between Hazel and Murray
- New Concord and the Kentucky Lake-side communities
- The Tennessee state line and adjacent Henry County, TN border
- Crossland, Macedonia, and rural southern Calloway County
- Lynn Grove and the western part of the county
If you live or own property anywhere in Calloway, Graves, Marshall, Trigg, or Henry County (KY) — or just across the line in Henry County, TN — we can write you.
How to Get a Quote from Boswell Insurance Agency
You have three ways to start:
- Call us: (270) 925-1524 — Monday through Friday, 9:00 AM to 5:00 PM Central. We answer.
- Online quote request: Secure Quote Request — takes 3 minutes; we’ll get back to you within one business day.
- Stop by: 1051 N 16th St Ste D, Murray, KY 42071. Walk-ins welcome. (We’re about 15 minutes from Hazel via US-641.)
Bring your current declarations page if you have one — that lets us match coverage apples-to-apples and tell you straight whether we can beat what you have or whether you’re already in the right place.
Frequently Asked Questions
Do you write insurance in Hazel, KY?
Yes — Hazel and all of southern Calloway County are part of our regular service area. We’re only about 15 minutes north in Murray, and we handle everything by phone, email, and online; in-person visits are welcome at the office.
Do you write farm or ranch insurance?
Not at this time. We focus on personal auto, home, life, and small business insurance. If you need a farm policy, we’d be happy to point you toward a Western Kentucky farm specialist.
Can you write a commercial policy for my antique shop on Hazel’s Main Street?
Yes. We write commercial policies for antique malls, dealers, and Main Street retail across the area. Inventory limits, replacement-cost coverage, and building coverage on older structures are the key line items — we’ll review what you have today and quote alternatives if it makes sense.
Who is Blake Boswell?
Blake Boswell is the owner and a licensed Kentucky insurance agent. He founded Boswell Insurance Agency to offer Western Kentucky a faith-rooted, locally accountable alternative to captive and call-center agencies.
Is Boswell Insurance Agency a captive agent for one company?
No — Boswell Insurance Agency is an independent, multi-carrier insurance agency. We quote Erie, Progressive, GEICO, and many more companies, so we can shop the right fit for each client rather than being limited to one company’s policies.
Do you offer Erie Insurance in Hazel, KY?
Yes — Boswell Insurance Agency is an appointed Erie Insurance agency. Erie is one of our most-used carriers for auto, home, life, and business policies across Calloway County and the surrounding area.
How much does insurance cost in Hazel, KY?
Premiums vary widely based on your home’s age, your driving history, the carrier, and dozens of other factors — there is no universal “Hazel rate.” That’s exactly why we shop multiple carriers. Send us your current declarations page and we’ll give you a straight answer.
Can I get a quote without obligation?
Yes. There’s no fee, no obligation, and no high-pressure follow-up if our quote isn’t a fit.
What are your office hours?
Monday through Friday, 9:00 AM to 5:00 PM Central. We respond to quote requests and messages outside hours on the next business day.
Other Western Kentucky Service Areas
Looking for insurance in a nearby Western Kentucky community? We serve clients across the region from our Murray office:
