Bottom line for Benton insurance shoppers: Benton, Kentucky is the Marshall County seat, sitting between Kentucky Lake and Kentucky Dam Village. Housing includes town-lot Benton homes, rural Marshall County properties, and Kentucky Lake shoreline homes — each with distinct rating patterns.
Boswell Insurance Agency writes home, auto, umbrella, and small business insurance across Marshall County. Blake Boswell, Erie Insurance appointed agent, Murray, KY.
What makes Benton insurance different
- Kentucky Lake and Kentucky Dam Village exposure. Marshall County includes miles of Kentucky Lake shoreline. Waterfront and near-waterfront homes require different rating — wind exposure, distant fire service, dock coverage, and often percentage wind/hail deductibles.
- December 2021 tornado. Marshall County was crossed by the December 2021 outbreak that devastated Mayfield. Storm-loss history influences current rate-making.
- Rural fire service distance. Homes more than five road miles from a hydrant or fire station typically receive a lower PPC class and higher premium.
Related guides
Get a Benton insurance quote
Call (270) 925-1524 or email BLAKE@theboswellagency.com.
