Bottom line for Kentucky food truck operators: Kentucky food truck insurance is a Business Owners Policy tuned for mobile food service, plus Commercial Auto (the truck itself is a work vehicle), Workers Compensation (for employees), and Product Liability. Kentucky county health department permits often require specific liability limits.
Boswell Insurance Agency writes Kentucky food trucks. Blake Boswell, licensed Kentucky property and casualty producer.
Kentucky food truck coverage
- Business Owners Policy (BOP) tuned for food service.
- Commercial Auto — the truck itself, plus any secondary chase vehicles.
- Workers Comp (Kentucky mandatory for employees).
- Product Liability.
- Equipment breakdown — grills, fryers, refrigeration on the truck.
- Event/Festival additional insured endorsements — most Kentucky festivals require you name them as additional insured.
- Cyber liability (for POS).
Get a Kentucky food truck quote
Call (270) 925-1524 or email BLAKE@theboswellagency.com.
