Boswell Insurance Agency is an independent, multi-carrier insurance agency located in the heart of Murray, Kentucky at 1051 N 16th St Ste D. Owner Blake Boswell is a licensed Kentucky insurance agent who built this agency on one rule: service over sales. We quote Erie, Progressive, GEICO, and many more companies — so you get the right policy, not just the first quote that walks in the door. Whether you live on the south side near Murray State University, out toward Kentucky Lake, or in the historic neighborhoods around downtown, we’d be honored to compete for your business.
Insurance Coverage We Write for Murray Residents
We’re a full-service independent agency. The policies we write most often for Murray, KY families and businesses include:
Auto Insurance. Coverage for your daily driver, second vehicle, motorcycle, RV, boat, or classic car. We quote Erie, Progressive, GEICO, and many more companies to match your driving history, vehicle, and household. If you’re a Murray State student staying on your parents’ policy, if you’ve had a recent ticket or accident, or if you drive for Uber/Lyft/DoorDash, we have a carrier for you.
Home Insurance. Standard homeowners (HO-3), older home coverage (HO-8), condo (HO-6), rental property (DP-3), and renters policies. Murray has a mix of older brick homes near downtown, newer subdivisions on the south side, and lake property near Kentucky Lake — and each one fits a different carrier. We’ll show you who’s best for your specific home.
Kentucky Lake Property Insurance. Lake homes, weekend cabins, and dock-adjacent property need carriers that understand wind, hail, and water exposure on Kentucky Lake. We work with carriers who write these properly — not just whoever’s cheapest on paper.
Life Insurance. Term and whole life from top-rated carriers. The best time to lock in life insurance is when you’re young and healthy — we’ll walk you through the options without pressure.
Small Business / Commercial. General liability, BOP, workers’ comp, commercial auto, and cyber for Murray contractors, retailers, restaurants, and professional offices.
Why Choose an Independent Agent in Murray Over a Captive Agency?
Captive agents — the ones who work for a single company like State Farm, Allstate, or Farm Bureau — can only sell you that one company’s policies. If their rates go up, they can’t move you anywhere else without you firing them. As an independent agency in Murray, KY, we quote Erie, Progressive, GEICO, and many more companies, which means:
- When one carrier raises rates, we shop the others — your loyalty stays with us, not with whoever happens to be cheapest this year.
- We can match the carrier to your specific situation. Erie is excellent for clean-driving Murray families bundling home and auto. Progressive often fits prior-incident drivers better. GEICO can be a strong fit for younger drivers and certain auto profiles. Each client gets the right home, not the only home.
- Claims help comes from a person you know. If you have a claim, you call our Murray office and Blake or Katie walks you through it. You’re not dialing a 1-800 number and explaining your situation to a stranger every time.
- We’re here for the long haul. Boswell Insurance Agency is locally owned, operated, and accountable. We see clients at the grocery store, at church, and at the kids’ ball games — that’s the kind of accountability that doesn’t exist with a faceless call center.
Serving All of Murray and Calloway County
We write insurance across all of Murray and the surrounding Calloway County area, including:
- Downtown Murray and the courthouse square
- Murray State University area and student rentals
- South Murray neighborhoods along Highway 121 and Glendale Road
- North Murray and the Highway 641 corridor
- Hazel and the Tennessee state line
- Lynn Grove, New Concord, and the rural areas west of town
- Aurora and properties near Kentucky Lake / Land Between the Lakes
- Coldwater, Kirksey, and Backusburg
If you live or own property anywhere in Calloway, Graves, Marshall, Trigg, or Henry County (KY) or just across the line in Tennessee, we can write you.
How to Get a Quote from Boswell Insurance Agency
You have three ways to start:
- Call us: (270) 925-1524 — Monday through Friday, 9:00 AM to 5:00 PM Central. We answer.
- Online quote request: Secure Quote Request — takes 3 minutes; we’ll get back to you within one business day.
- Stop by: 1051 N 16th St Ste D, Murray, KY 42071. Walk-ins welcome.
Bring your current declarations page if you have one — that lets us match coverage apples-to-apples and tell you straight whether we can beat what you have or whether you’re already in the right place.
Frequently Asked Questions
Do you write farm or ranch insurance?
Not at this time. We focus on personal auto, home, life, and small business insurance. If you need a farm policy, we’d be happy to point you toward a Western Kentucky farm specialist.
Where is Boswell Insurance Agency located in Murray, KY?
Our office is at 1051 N 16th St Ste D, Murray, KY 42071. We’re on North 16th Street near the intersection with Diuguid Drive, in a single-story office complex with parking out front.
Who is Blake Boswell?
Blake Boswell is the owner and a licensed Kentucky insurance agent. He founded Boswell Insurance Agency to offer Murray and Calloway County a faith-rooted, locally accountable alternative to captive and call-center agencies.
Is Boswell Insurance Agency a captive agent for one company?
No — Boswell Insurance Agency is an independent, multi-carrier insurance agency. We quote Erie, Progressive, GEICO, and many more companies, so we can shop the right fit for each client rather than being limited to one company’s policies.
Do you offer Erie Insurance in Murray, KY?
Yes — Boswell Insurance Agency is an appointed Erie Insurance agency. Erie is one of our most-used carriers for auto, home, life, and business policies across Western Kentucky.
Do you write insurance for Kentucky Lake property?
Yes. Lake homes, weekend cabins, and seasonal property near Kentucky Lake and Land Between the Lakes are part of our normal book. We write through carriers who understand wind, water, and dock exposure on KY Lake.
How much does insurance cost in Murray, KY?
Premiums vary widely based on your home’s age, your driving history, the carrier, and dozens of other factors — there is no universal “Murray rate.” That’s exactly why we shop multiple carriers. Send us your current declarations page and we’ll give you a straight answer on whether we can save you money or whether you’re already priced right.
Can I get a quote without obligation?
Yes. There’s no fee, no obligation, and no high-pressure follow-up if our quote isn’t a fit. We’d rather you walk away knowing what your real options are than feel pushed into a sale.
What are your office hours?
Monday through Friday, 9:00 AM to 5:00 PM Central. We respond to quote requests and messages outside hours on the next business day.
Other Western Kentucky Service Areas
Looking for insurance in a nearby Western Kentucky community? We serve clients across the region from our Murray office:
