Boswell Insurance Agency is an independent, multi-carrier insurance agency serving Paducah, Kentucky and all of McCracken County from our office at 1051 N 16th St Ste D in Murray — about 45 minutes south on US-641 and I-24. Owner Blake Boswell is a licensed Kentucky insurance agent who built this agency on one rule: service over sales. We quote Erie, Progressive, GEICO, and many more companies, which means you get the right policy for your home, your family, and your business — not just the first quote that walks in the door. Whether you live downtown near the LowerTown Arts District, out in Lone Oak or Reidland, on the West End, or anywhere along the Ohio River corridor, we’d be honored to compete for your business.
Insurance Coverage We Write for Paducah Residents
We’re a full-service independent agency. The policies we write most often for Paducah, KY families and businesses include:
Auto Insurance. Coverage for your daily driver, second vehicle, motorcycle, RV, boat, or classic car. We quote Erie, Progressive, GEICO, and many more companies to match your driving history, vehicle, and household. If you commute over the Brookport Bridge to Illinois, drive a teen to Paducah Tilghman or McCracken County High School, or pick up rideshare and delivery work on the side, we have a carrier for you.
Home Insurance. Standard homeowners (HO-3), older home coverage (HO-8), condo (HO-6), rental property (DP-3), and renters policies. Paducah’s housing stock is one of the most varied in Western Kentucky — historic Victorian and Craftsman homes in LowerTown and the West End, mid-century brick in Concord and the North Side, newer subdivisions in Lone Oak and Reidland, and riverfront property along the Ohio and Tennessee. Each one fits a different carrier, and we’ll show you which one is the right match for yours.
Flood & River-Adjacent Property. Paducah sits at the confluence of the Ohio and Tennessee Rivers, and while the floodwall protects downtown, river risk is still part of the conversation for many addresses. Standard homeowners policies do not cover rising water. We help you figure out whether you need an NFIP or private flood policy, what your zone actually means for premium, and how to layer flood with your homeowners policy correctly.
Life Insurance. Term and whole life from top-rated carriers. The best time to lock in life insurance is when you’re young and healthy — we’ll walk you through the options without pressure.
Small Business / Commercial. General liability, BOP, workers’ comp, commercial auto, and cyber for Paducah contractors, retailers, restaurants, salons, professional offices, and medical practices around the Lourdes and Baptist Health hospital districts. Paducah’s small-business base is one of the strongest in the region — we’d be glad to be your insurance partner.
Why Choose an Independent Agent in Paducah Over a Captive Agency?
Captive agents — the ones who work for a single company like State Farm, Allstate, or Farm Bureau — can only sell you that one company’s policies. If their rates go up, they can’t move you anywhere else without you firing them. As an independent agency serving Paducah, KY, we represent 12+ carriers, which means:
- When one carrier raises rates, we shop the others — your loyalty stays with us, not with whoever happens to be cheapest this year.
- We can match the carrier to your specific situation. Erie is excellent for clean-driving McCracken County families bundling home and auto. Progressive often fits prior-incident drivers better. GEICO can be a strong fit for younger drivers and certain auto profiles. Each client gets the right home, not the only home.
- Claims help comes from a person you know. If you have a claim, you call our office and Blake or Katie walks you through it. You’re not dialing a 1-800 number and explaining your situation to a stranger every time.
- We’re here for the long haul. Boswell Insurance Agency is locally owned, operated, and accountable. We see clients at the grocery store, at church, and at the kids’ ball games — that’s the kind of accountability that doesn’t exist with a faceless call center.
Serving All of Paducah and McCracken County
We write insurance across all of Paducah and the surrounding McCracken County area, including:
- Downtown Paducah and the LowerTown Arts District
- The West End and historic Jefferson Street neighborhoods
- Lone Oak and the US-45 South corridor
- Reidland and the Cairo Road corridor
- Concord, Massac, and the I-24 corridor
- The North Side and Mayfield Road
- The Olivet, Heath, and West Paducah communities
- Kevil, Lovelaceville, and far western McCracken County
- Riverfront and Ohio River-adjacent properties
If you live or own property anywhere in McCracken, Ballard, Carlisle, Graves, Marshall, or Livingston County, we can write you.
How to Get a Quote from Boswell Insurance Agency
You have three ways to start:
- Call us: (270) 925-1524 — Monday through Friday, 9:00 AM to 5:00 PM Central. We answer.
- Online quote request: Secure Quote Request — takes 3 minutes; we’ll get back to you within one business day.
- Stop by: 1051 N 16th St Ste D, Murray, KY 42071. Walk-ins welcome. (We’re about 45 minutes from Paducah via I-24 and US-641.)
Bring your current declarations page if you have one — that lets us match coverage apples-to-apples and tell you straight whether we can beat what you have or whether you’re already in the right place.
Frequently Asked Questions
Do you write insurance in Paducah, KY even though your office is in Murray?
Yes — Paducah and all of McCracken County are part of our regular service area. We write policies statewide in Kentucky, and Paducah is one of our most-served communities outside Calloway County. We handle everything by phone, email, and online; in-person visits are welcome at the Murray office.
Do you write farm or ranch insurance?
Not at this time. We focus on personal auto, home, life, and small business insurance. If you need a farm policy, we’d be happy to point you toward a Western Kentucky farm specialist.
Do I need flood insurance in Paducah?
It depends on where you live. The floodwall protects much of downtown, but many addresses on the outskirts of Paducah, along the Ohio and Tennessee Rivers, and in low-lying parts of McCracken County are in FEMA-designated flood zones. We’ll pull your flood zone and help you decide whether NFIP or private flood is the right fit — and whether it’s actually required by your mortgage.
Who is Blake Boswell?
Blake Boswell is the owner and a licensed Kentucky insurance agent. He founded Boswell Insurance Agency to offer Western Kentucky a faith-rooted, locally accountable alternative to captive and call-center agencies.
Is Boswell Insurance Agency a captive agent for one company?
No — Boswell Insurance Agency is an independent, multi-carrier insurance agency. We quote Erie, Progressive, GEICO, and many more companies, so we can shop the right fit for each client rather than being limited to one company’s policies.
Do you offer Erie Insurance in Paducah, KY?
Yes — Boswell Insurance Agency is an appointed Erie Insurance agency. Erie is one of our most-used carriers for auto, home, life, and business policies across Western Kentucky, including McCracken County.
How much does insurance cost in Paducah, KY?
Premiums vary widely based on your home’s age, your driving history, the carrier, and dozens of other factors — there is no universal “Paducah rate.” That’s exactly why we shop multiple carriers. Send us your current declarations page and we’ll give you a straight answer on whether we can save you money or whether you’re already priced right.
Can I get a quote without obligation?
Yes. There’s no fee, no obligation, and no high-pressure follow-up if our quote isn’t a fit. We’d rather you walk away knowing what your real options are than feel pushed into a sale.
What are your office hours?
Monday through Friday, 9:00 AM to 5:00 PM Central. We respond to quote requests and messages outside hours on the next business day.
Other Western Kentucky Service Areas
Looking for insurance in a nearby Western Kentucky community? We serve clients across the region from our Murray office:
