Insurance Agency Serving Paris, TN — Licensed in Tennessee & Kentucky

The Boswell Insurance Agency serves Paris and all of Henry County from our Murray, KY office — just 25 miles north up US-641. Independent agency, 5 carriers, licensed in both Tennessee and Kentucky. Auto, home, Kentucky Lake, farm, and business coverage.

Get a Paris, TN Quote Call (270) 925-1524

Tennessee Coverage from a Border-Town Independent Agency

Paris is closer to our Murray office than most of Kentucky — about twenty-five miles south on US-641, roughly a thirty-five-minute drive. We’re licensed in both Kentucky and Tennessee, which means we can write Paris and Henry County policies the same way we write Calloway County policies: under one agent, one phone number, and a dozen carrier options. You don’t need to cross a state line to find an independent agent who already knows your zip code.

The Boswell Agency holds contracts with twelve admitted carriers including Erie, Auto-Owners, Foremost, Progressive, Seaworthy, Travelers, and others. When you ask for a quote, we run your information across every carrier that’s competitive in Tennessee and bring back the best two or three options for your Paris address. You pick. We bind. The whole thing typically takes under fifteen minutes of your time.

From Murray to Paris: 35 Minutes Down US-641

Our office is at 1051 N 16th Street in Murray, KY. From the Paris town square you’re about thirty-five minutes north up US-641 — closer than Mayfield, Hopkinsville, or Paducah. Most of our Henry County clients we handle entirely by phone, email, and text. If you’d like to come in to the Murray office, the door’s open Monday through Friday 9 to 5.

We’re licensed across Kentucky and Tennessee. We write Paris, Buchanan, Springville, Henry, Cottage Grove, Puryear, Mansfield, and the rest of Henry County — plus Stewart, Weakley, Obion, and the surrounding northwest Tennessee counties.

What Paris, TN Coverage Usually Includes

• Auto insurance — multi-vehicle households, teen drivers from Henry County High School and the surrounding districts, commuter coverage for the Paris workforce
• Homeowners insurance — older homes around the historic downtown square, newer construction off Mineral Wells Avenue and the bypass, rural properties out toward Springville and Buchanan
• Lake home and lakefront — Kentucky Lake coverage for Paris Landing, Buchanan, and the Big Sandy area, including short-term rental cabins
• Boat, pontoon, and watercraft — specifically built for Kentucky Lake and the Big Sandy/Tennessee River corridor
• Rural property and acreage — outbuildings, detached garages, and farm structures covered properly
• Farm and ranch — row crop, cattle, equipment, and farm liability for Henry County agriculture
• Manufactured / mobile home — coverage that captive carriers often won’t write
• Commercial and business — general liability, BOPs, commercial auto, and contractor coverage for Paris-area small businesses
• Motorcycle, RV, and side-by-side — bundled with auto when it saves money
• Umbrella and term life — for households with higher exposure or net worth

Paris Landing, Kentucky Lake, and the World’s Biggest Fish Fry Town

If you live in Paris or Henry County, the lake is part of your life whether you fish it, sail it, or just drive past it on the way to work. We work with carriers that specifically write the Kentucky Lakes region — including Paris Landing, the Big Sandy, and the entire Tennessee side of the lake. That matters when you have a slip at a Paris Landing marina, a pontoon you trailer out of Buchanan, or a cabin you list on Vrbo or Airbnb a few weekends a year.

We can write the boat, the cabin, the trailer, and the personal liability under one umbrella so a guest injury or a tow doesn’t blow through your homeowners limit. Same goes for the kind of household with a primary home in Paris and a second place near the lake — we usually bundle and discount.

Quote My Paris, TN Coverage

How a Boswell Quote Actually Works

• Send us your current declarations page. Phone photo or PDF works. Lets us match your existing coverages so the comparison is honest.
• We quote across our carriers. Usually 3 to 5 come back competitive for Paris and Henry County addresses. We line them up apples to apples.
• You pick. We bind for the effective date you want.
• We help cancel the old policy. Prepaid premium gets refunded. No awkward calls on your end.

If our quotes don’t beat what you have today, we’ll tell you. We’d rather you stayed where you are than sold you a switch that doesn’t help.

Why Henry County Households Use a Kentucky-Based Independent Agent

Most Paris households don’t realize they can use an independent agent across the state line. We’re licensed in Tennessee, we write Tennessee policies through Tennessee-admitted carriers, and we handle claims and billing exactly the same way we handle them for Kentucky clients. The only difference is the state regulator behind the policy — the agent, the office, and the phone number stay the same.

For Paris clients specifically: many of the captive carriers in the area only quote one company’s rates. Independent agents quote a dozen. When one of them raises rates statewide in Tennessee, we move clients to whichever of our other carriers is more competitive that month — without losing the relationship or the local office.

Frequently Asked Questions — Paris, TN

Can a Kentucky agent really write Tennessee insurance?

Yes — we’re licensed in both Kentucky and Tennessee, and we write Tennessee policies through Tennessee-admitted carriers. The policy itself is a fully Tennessee-regulated contract; the only difference is who’s holding the phone on the agent side.

Do I have to drive to Murray to get a quote?

No. Most of our Paris and Henry County clients we’ve never met in person. Quotes, policy changes, and claims all get handled by phone, email, and text. The Murray office is open Mon–Fri 9 to 5 if you’d like to come in — about 35 minutes north up US-641.

Can you cover a Kentucky Lake boat and my Paris home together?

Yes — and usually for less than you’re paying for the two separately. Several of our carriers bundle a Paris-area homeowners policy with watercraft coverage and apply a multi-policy discount.

What carriers do you represent for Tennessee?

Erie, Progressive, Auto-Owners, Foremost, Seaworthy, Travelers, Encompass, National General, and several others.

How fast can you bind a policy for a Paris address?

Most Tennessee auto policies bind same day. Homeowners usually binds within 24 to 48 hours once we have photos.

Start My Paris, TN Quote Call (270) 925-1524

Boswell Insurance Agency LLC · 1051 N 16th St, Ste D, Murray, KY 42071 · (270) 925-1524 · Licensed in Kentucky and Tennessee. Independent insurance agency serving Paris, Henry County, and northwest Tennessee.