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About Boswell Insurance — Independent Erie Agent in Murray, KY

About Boswell Insurance Agency

Boswell Insurance Agency is an independent insurance agency headquartered at 1051 N 16th St Ste D, Murray, KY 42071, serving Western Kentucky households and small businesses across Calloway, Marshall, Graves, McCracken, Trigg, Christian, and surrounding counties. Owned and operated by Blake Boswell, and with 136 five-star Google reviews from clients across western Kentucky, we represent 6 top-rated insurance carriers — Erie, GEICO, Progressive, American Modern, Steadily, and Foremost — so our clients get coverage tailored to their lives, not pushed into a one-size-fits-all product. Call (270) 925-1524 or request a quote online.

Meet Blake Boswell, Owner and Licensed Insurance Agent

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Blake Boswell is the owner and lead agent of Boswell Insurance Agency. A lifelong Western Kentuckian, Blake built the agency around a simple idea: when you can shop across a dozen carriers under one roof, you give families and small business owners a meaningful advantage in a market where rates move every renewal. Blake is a licensed property & casualty and life insurance agent in the Commonwealth of Kentucky (KY license number: [placeholder — Blake fills in]) and works personally with every client he writes.

Before opening Boswell Insurance Agency, Blake spent years inside the insurance industry and saw the same pattern over and over: good customers stuck with a single carrier as rates climbed, simply because no one was actively re-shopping their account. He founded the agency in Murray to fix that — to give Western Kentucky a true independent option, where the agent’s job is to compare, advocate, and re-shop, not just renew.

Why Boswell Insurance Agency Exists

Between 2024 and 2026, average personal auto premiums climbed roughly 17–21% across the country, and home insurance in storm-exposed regions (including the lower Ohio Valley and western Tennessee Valley) tightened sharply on roof age, dwelling replacement cost, and wind/hail deductibles. Captive agencies — locked into a single carrier’s pricing — could only watch. Independent agencies could move.

Blake started Boswell Insurance Agency to be the agency he would want if he were the customer: one phone call, one quote application, twelve-plus markets, and a real human in Murray who answers the phone, helps file the claim, and re-shops the account when it’s time.

Carriers We Represent

Boswell Insurance Agency holds active appointments with multiple carriers across personal lines, commercial lines, and life. Our core personal-lines markets include Erie Insurance, GEICO, Progressive, American Modern, Steadily, and Foremost, with specialty markets for high-value homes, classic cars, RVs, boats, and small business. If you’re currently quoted by a direct or captive brand, see how we compare on our carrier-alternative guides for State Farm, Allstate, Liberty Mutual, Farmers, and Nationwide.

What We Insure

  • Personal: auto, home, renters, condo, manufactured/mobile home, umbrella, motorcycle, RV, boat, classic car, life
  • Commercial: general liability, BOP, commercial auto, workers’ comp, professional liability, contractor accounts, restaurant/retail
  • Specialty: high-value home, vacant home, builder’s risk, event coverage

Credentials and Affiliations

  • Licensed Property & Casualty Agent, Commonwealth of Kentucky (license # placeholder)
  • Licensed Life & Health Agent, Commonwealth of Kentucky (license # placeholder)
  • Member, Independent Insurance Agents of Kentucky (IIAK)
  • Trusted Choice® independent agency network member
  • Appointed agent for Erie Insurance, GEICO, Progressive, American Modern, Steadily, and Foremost

Community Involvement

Boswell Insurance Agency is rooted in Murray and committed to Western Kentucky. We sponsor local youth sports, support area chambers of commerce, and contribute to local charitable efforts. When something hits Calloway or Marshall County — a storm, a tornado watch, a wind event — our clients aren’t waiting on a 1-800 number; they’re calling a local agent who knows the territory.

Where We Serve

From our Murray office, Boswell Insurance Agency writes insurance across Western Kentucky and into northwest Tennessee — Calloway, Marshall, Graves, McCracken, Trigg, Christian, Lyon, Livingston, and Fulton counties in KY, plus Henry and Stewart counties in TN. Visit our Service Areas page for city-specific information. We have dedicated guides for Murray, Benton, Mayfield, Paducah, Cadiz, Hopkinsville, Calvert City, Reidland, Eddyville, Fulton, Paris TN, and Dover TN.

How We Work

Our process is simple and built around the customer:

  1. Discovery call. We listen first. What’s covered, what isn’t, what’s been frustrating you, and what’s changed since your last renewal.
  2. Multi-carrier shop. One application, 5 markets. We bring back the strongest fits — by price and by coverage — not just whoever pays the most commission.
  3. Recommendation and bind. We walk through the options side-by-side, in plain English, then bind your selected policy with the effective date you choose.
  4. Ongoing service. Claims help, mid-term changes, lienholder updates, ID cards — call the office. You’ll talk to a real person in Murray.
  5. Annual re-shop. When your renewal comes through, we re-shop it across our carrier panel. If your current carrier is still the best fit, we stay. If not, we move you — no extra paperwork on your end.

Get In Touch

Boswell Insurance Agency
1051 N 16th St Ste D
Murray, KY 42071
Phone: (270) 925-1524
Request a Free Quote | Contact the Office

Office hours: Monday – Friday, 8:30 AM – 5:00 PM Central. After-hours claims support available through every carrier we represent.

An Independent Advantage

We are Independent Agents in Murray, Kentucky, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Boswell Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.

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