Frequently Asked Questions
Straight answers to the questions we hear most. Don't see yours? Just ask.
General
Is an independent agent more expensive than going direct?
No. You pay the same premium the carrier would charge — but we shop multiple companies for you, so you're more likely to land the right price, not just the first one.
Do you only write Erie Insurance?
Erie is our lead carrier because of its coverage and value, but we're independent and place policies with several top carriers to fit your exact situation.
What areas of Kentucky does Boswell Insurance Agency serve?
We're based in Murray and serve all of Western Kentucky — Calloway, Marshall, Graves, McCracken, Trigg and surrounding counties, including Benton, Mayfield, Paducah, Hazel, Hardin and the Kentucky Lake communities. We're also licensed in Tennessee and Indiana, and regularly help families across the state line in Paris and Puryear, TN.
Coverage
Can you bundle home and auto?
Yes — bundling is usually the single biggest discount available, and we'll check it automatically.
What kinds of insurance do you write?
Personal lines (auto, home, renters, motorcycle, mobile home, umbrella, boat and RV), business insurance (commercial property, general liability, workers’ comp, commercial trucking), and life and health (term and whole life, final expense, fixed annuities, mortgage protection, group benefits and Medicare). If it matters to you, we can probably protect it — and if we can’t, we’ll tell you who can.
Quoting
How do I get a quote?
Call 270-925-1524, click the link below, or request a quote online. Most quotes take just a few minutes.
How do I get an insurance quote in Murray, KY?
Three ways: call us at (270) 925-1524, stop by the office at 1051 N 16th St, Suite D in Murray, or start a quote right on this site. Tell us what you’re insuring and we’ll shop it across our carriers — most personal-lines quotes come back within a business day.
Still Have Questions?
Insurance isn't one-size-fits-all, and neither are our answers. Call us at (270) 925-1524 or send us a message — we're happy to talk it through.