Independent Insurance · Murray, Kentucky
Insurance that actually covers you when it matters.
We take the time to understand what you're protecting, shop 6 carriers on your behalf, and explain your options in plain English — no runaround.
155+ five-star Google reviews · Licensed in KY, IN & TN
You Call, We Answer
No phone trees, no call centers, no "please hold." You get a real person from a local office who knows your account.
We Shop, You Choose
We quote across 6 carriers — led by Erie Insurance — instead of handing you whatever one company happens to offer.
Re-Shopped Every Renewal
We compare your rate across our carriers at every renewal — so you're never quietly overpaying while your premium creeps up.
What We Cover
Insurance Coverage We Offer
Auto Insurance
Liability, full coverage, multi-vehicle, teen drivers and classic cars — shopped across several carriers instead of one.
Home Insurance
Guaranteed replacement cost, outbuildings, older homes and lake properties — written to rebuild, not to a number picked years ago.
Bundle Home & Auto
Bundling is usually the single biggest discount available, and we'll check it automatically.
Motorcycle Insurance
Your auto policy doesn't cover your bike. We write coverage for how and what you actually ride.
Mobile & Manufactured Home Insurance
Purpose-built coverage for mobile and manufactured homes, with carriers like Foremost that specialize in them.
Commercial Property Insurance
Buildings, contents, equipment and lost income — covered at real rebuild values, not stale ones.
Why Work With an Independent Agency
What Makes Boswell Insurance Agency Different
When you call a national carrier's toll-free line, you get whatever that one company sells. As an independent agency, we work for you — not for an insurance company. At every renewal we compare your rate across our top carriers, led by Erie Insurance, so you're never quietly overpaying while your premium creeps up year after year. If a better fit exists, we move you. That's what 'protect first, sell second' actually looks like.
Our StoryWe Don't Just Write Policies and Disappear
We stick around for the renewals, the claims, the "I just bought a boat" phone calls, and the "what does this letter mean?" moments. That's the whole point of working with a local, independent agency.
Real Situations, Real Outcomes
How We've Helped Our Clients
Better auto coverage for less
The situation:Reed G. (Murray, KY) was shopping his auto policy.
The result:I recently had the pleasure of dealing with Boswell Insurance Agency and I was blown away. Blake found me better auto coverage for less than I was paying and actually explained what each limit meant instead of just quoting a number.
Caught an underinsured home
The situation:Grant F.'s old homeowners policy was insuring his house for far less than rebuild cost.
The result:Great experience! Blake is very friendly, professional and knowledgeable. He caught that my old homeowners policy was insuring my house for far less than it would cost to rebuild it.
Commercial gaps found and fixed
The situation:Shawn S. (Benton, KY) had a commercial policy no one had reviewed.
The result:Boswell Insurance Agency is a game changer. Their agency reviewed our prior commercial policy, found gaps our old agent never mentioned, and got us better protection at a comparable price.
6+ Trusted Carriers
We Shop the Market For You
As an independent agency, we aren't tied to one company. We compare coverage and pricing across the carriers below to find the fit that's right for you.
Erie Insurance
Progressive
Plus access to
What Our Clients Say
Based on 173 Google reviews
Tyler Colyer
2 months ago
Blake and his team were great getting our home and auto policy set up at a competitive rate. We moved to Murray recently and he came highly recommended by our realtor and several members of the community. The process was super quick and easy and it was great to talk to someone local and have access to my agent versus having to contact someone at a call center. It was also refreshing to call the office and have his team remember me by name and what we had going on in terms of our business. Highly recommend if you are shopping for insurance!!
Justin Lange
4 months ago
I had a great experience working with Boswell Insurance. I originally worked with them on a commercial policy for my business, but it was clear pretty quickly that they handle everything—from business insurance to personal coverage—and do it the right way. As a business owner, having the right coverage is critical, and they made the entire process simple and stress-free. They took the time to really understand my business, walk through my risks, and explain my options in a way that actually made sense. I never felt like I was being sold something I didn't need—they were focused on protecting me, not just closing a deal. What stood out the most was their responsiveness and attention to detail. Any time I had a question, they were quick to respond and made sure everything was handled correctly from start to finish. If you're in Murray, Paducah, or anywhere in Western Kentucky and need help with business insurance, home, auto, or anything in between, I highly recommend Boswell Insurance. It's hard to find people who are both knowledgeable and genuinely care, but they definitely deliver.
Rachel Throneburg
a month ago
Blake and Katie made getting renters insurance quick, easy, and completely stress-free. They were kind, knowledgeable, and took the time to answer all of my questions without ever making me feel rushed. I loved working with them!
Michael Lawrence
4 months ago
I didn't realize how undercovered I was until Boswell Insurance walked me through everything. They took the time to explain what I had, what I was missing, and why it mattered. No pressure — just honest, helpful guidance. They got everything adjusted to fit my situation, and I feel a lot more confident now. If you haven't reviewed your insurance in a while, I'd recommend talking to them.
Lexus Gooch
6 months ago
Best insurance agency I have went through, fast, reliable, and always helps when needed. Had an accident of someone else’s fault. They were able to reach out to the other insurance and I got a call back for a rental and estimate within less then 24 hours. The agency and agents that help are wonderful.
Noah Gray
2 months ago
Boswell Insurance was very quick and efficient. Blake and the others were very friendly and made sure I was well taken care of. Got a good deal on car insurance and great service!
Proudly Serving Our Communities
Calloway County, KY: Murray (home base) and Hazel • Marshall County, KY: Benton, Hardin, Aurora — Kentucky Lake & Land Between the Lakes • Graves County, KY: Mayfield • McCracken County, KY: Paducah, Reidland, Lone Oak • Henry County, TN: Paris, Puryear • Plus Trigg, Hickman, Carlisle, Ballard, Livingston, and surrounding Western Kentucky counties
Ready for Coverage That Actually Fits?
Tell us what you're protecting and we'll shop the market, review the fine print, and walk you through your options — no obligation.