Insurance Agent in Mayfield, KY

Independent insurance for Mayfield and Graves County, KY: auto, home and business. We compare Erie and other carriers at every renewal. Get a quote.

Get a Quote Call (270) 925-1524

Independent insurance for Mayfield and Graves County

Boswell Insurance Agency serves Mayfield and the rest of Graves County from our Murray office.

As an independent agency, we put Erie and our other carriers side by side for every household and business we insure, and we re-shop your coverage at renewal instead of just renewing it.

What we cover

Local things Mayfield homeowners should know

What FEMA has paid for in Graves County

FEMA's public data lists 22 federal declarations that included Graves County between March 1975 and January 2026. Only 6 of them opened programs that can reach households directly, and none of the six declarations since 2023 opened household assistance there.

Graves County's disaster declarations

Tornado season and your deductible

Standard homeowners insurance covers tornado wind damage, but many policies now carry a separate wind and hail deductible that works differently than your regular deductible. Review your dwelling coverage, deductibles and a simple home inventory before storm season, not after it.

Western Kentucky tornado season insurance guide

Flood is a separate policy

Standard homeowners policies exclude flood damage almost across the board, and you don't have to live in a mapped floodplain to flood. There are two main options, the federal NFIP program and private flood carriers, and a waiting period typically applies before coverage starts, so the time to buy is before the forecast turns ugly.

The flood insurance gap in Western Kentucky

Carriers we compare

We quote across 12 carriers, led by Erie Insurance:

Erie Insurance
Progressive
Liberty Mutual
National General
Openly
Steadily
American Modern
Foremost
The Hartford
GEICO (Seaworthy)
Obie
Hagerty

Get a quote

We'll shop 12 carriers and come back with options that actually fit.

Get a Quote

Or call (270) 925-1524

Our office

Boswell Insurance Agency
1051 N 16th St, Ste D
Murray, KY 42071

Monday – Friday, 9:00 AM – 5:00 PM · Saturday & Sunday by appointment

Questions people in Mayfield ask

Do you have an insurance agent who serves Mayfield, KY?

Yes. Boswell Insurance Agency serves Mayfield and Graves County from our office at 1051 N 16th St, Ste D in Murray. Call 270-925-1524 or request a quote online.

Does homeowners insurance cover tornado damage in Western Kentucky?

Standard homeowners insurance covers tornado wind damage, but many policies now carry a separate wind and hail deductible that works differently than your regular deductible. Flood damage is excluded, even when the flooding comes from the same storm system that produced the tornado.

Will FEMA pay for my home after a disaster?

Don't count on it. FEMA's public data lists 22 federal declarations that included Graves County between March 1975 and January 2026, and only 6 of them opened programs that can reach households directly. None of the six declarations since 2023 opened household assistance there, and FEMA says its assistance is not a substitute for insurance.

Can I bundle home and auto in Mayfield?

Yes. Bundling is usually the single biggest discount available, and we'll check it automatically when we quote your home and cars.

Get a Quote Call (270) 925-1524