Erie Insurance Agent in Murray, KY — Boswell Insurance Agency

Looking for an Erie Insurance agent in Murray? Boswell Insurance Agency writes Erie auto, home, life, and business policies for households across Calloway County and all of western Kentucky — with a real local human handling your account from quote through claim. Erie agent number KK2322.

Why Erie Insurance Works for Western Kentucky Households

Erie Insurance has been writing personal and commercial coverage since 1925. In Kentucky, Erie’s strengths show up in three specific places we see every day at our Murray office: competitively-priced rural and small-town home insurance, household auto bundles, and small-business coverage. Erie isn’t the cheapest carrier in every situation — nobody is — but when it fits, it tends to fit really well, and clients tend to stay for years instead of jumping after the first renewal.

Erie also has one of the highest customer retention rates in the industry. That isn’t a marketing line — it’s a structural choice. Erie writes through independent agents (like us), not a 1-800 number, and prices for long-term policyholders rather than the constant-churn model some of its competitors use.

What Erie Insurance Covers Through Our Murray Office

• Erie Auto Insurance — multi-vehicle households, teen drivers (including Murray State students), commuter coverage, and Erie’s well-regarded Rate Lock feature that holds your rate steady at renewal.
• Erie Homeowners Insurance — standard homeowners, lake homes, second homes, and the kind of older Murray and rural Calloway County housing stock that some carriers shy away from.
• Erie Life Insurance — term life, whole life, and final expense policies, with Erie’s agent-served claims process if anything ever happens.
• Erie Business Insurance — the line that won the J.D. Power award. BOPs, general liability, commercial auto, and contractor coverage for Murray, Mayfield, Paducah, and surrounding small businesses.
• Erie Renters Insurance — the right pick for a Murray State student in an off-campus apartment or anyone renting in the Murray area.
• Erie Boat and Watercraft — coverage for Kentucky Lake and Lake Barkley, including pontoons, trailers, and on-water liability.
• Erie Umbrella — personal umbrella over your Erie auto and home policies, with limits that actually match modern liability exposure.
• Erie Motorcycle, RV, and Recreational Vehicle — usually bundled with auto for a multi-policy discount.

Why Choose Boswell Insurance Agency as Your Erie Agent in Murray

There are a handful of Erie agents in Murray and Calloway County. Here’s what’s different about working with us:

• We’re an independent agency — we write Erie, but we also represent 11+ other carriers. If Erie isn’t the right fit for your specific situation in a given year, we have other options. You’re not stuck with a single-carrier office.
• We re-shop at every renewal. If your Erie renewal lands and a competing carrier in our lineup is suddenly the better deal, we tell you. Most years Erie stays competitive; some years another carrier wins. Either way, the decision is yours and the work is ours.
• Real local service. Our office is at 1051 N 16th Street in Murray, just off US-641. Phone, text, and email all reach a real human Monday through Friday 9 to 5. Same person every time.
• Family-owned, locally trusted. Read our client reviews — the patterns are consistent: easy to work with, no pressure, knowledgeable, returns calls.
• Erie’s full toolset. We can quote Erie online (link above), pull your Rate Lock options, set up auto-pay through Erie’s billing portal, and walk you through Erie’s life insurance calculator when you’re ready.

How an Erie Quote Through Our Murray Office Works

• Send us your current declarations page. Phone photo or PDF. We use it to match your existing coverages so the Erie quote is genuinely apples-to-apples.
• We run Erie’s quote engine plus our other carriers. If Erie is the winner, we walk you through the policy. If a different carrier in our lineup beats Erie on price for comparable coverage, we tell you and quote that instead. No favorites — just the right fit.
• You pick the option that wins. We bind for the effective date you want — tomorrow, next month, or the day your current renewal hits.
• We help cancel the old policy. Prepaid premium gets refunded by the prior carrier. No awkward calls on your end.

Murray and Calloway County Service Area

From our Murray office we write Erie policies for Murray, Hazel, Almo, Dexter, New Concord, Aurora, Hardin, Benton, Mayfield, Paducah, Calvert City, Cadiz, Eddyville, Kuttawa, Symsonia, Wingo, and surrounding western Kentucky communities. We’re also licensed in Tennessee, so Erie clients in Puryear and Paris work the same way.

Pay Your Erie Bill or Access Your Erie Account

Already an Erie client through our agency? Use Erie’s customer tools directly:

• Pay your Erie bill online
• Access your Erie online account
• Erie life insurance calculator

Frequently Asked Questions — Erie Insurance in Murray, KY

How do I find an Erie Insurance agent in Murray, KY?

Boswell Insurance Agency is an independent Erie agent in Murray. Our agency number is KK2322. Office address: 1051 N 16th Street, Suite D, Murray, KY 42071. Phone: (270) 925-1524. We write Erie auto, home, life, and business policies and re-shop your coverage at every renewal.

Is Erie Insurance good for Kentucky?

Erie is one of the strongest carriers in Kentucky on personal lines (auto, home, life) and small commercial. Erie also won J.D. Power’s #1 award for U.S. small commercial insurance customer satisfaction in 2025. For rural and small-town Kentucky in particular, Erie’s underwriting tends to be a good fit on homeowners and bundled auto.

Does Erie Insurance write business insurance in Kentucky?

Yes. Erie writes BOPs, general liability, commercial auto, and workers’ comp through Boswell Insurance Agency for Murray, Mayfield, Paducah, and western Kentucky businesses. Erie was ranked #1 for small commercial insurance customer satisfaction by J.D. Power in 2025.

Can I bundle Erie auto and home insurance?

Yes — and most clients should. Erie offers multi-policy discounts when you bundle auto and home, and the discount usually pays for any small premium difference between Erie and a stand-alone carrier on either line. Add an Erie umbrella over both for additional protection.

What if Erie isn’t the best rate for me this year?

Because Boswell Insurance Agency is independent, we represent 11+ other carriers in addition to Erie. If Erie isn’t competitive for your specific situation, we’ll show you the better option and bind that policy instead. You’re never locked into one carrier just because your agent is.

Boswell Insurance Agency LLC · 1051 N 16th St, Ste D, Murray, KY 42071 · (270) 925-1524 · Erie Insurance Agent KK2322 · Independent insurance agency serving Murray, Calloway County, and western Kentucky.